Wish to turn your love for greenery into a thriving landscaping business in Illinois?
If your plans are to provide landscaping services like mowing lawns, planting flower beds, or managing large commercial projects, there are certain legal steps you need to take before planning to do all this.
From licenses to safety training, Illinois has specific requirements to make sure your landscaping work is top-notch & compliant.
This comprehensive guide breaks down essential insurance coverages Illinois landscapers need.
Licensing Requirements for Landscaping Businesses in Illinois
Starting a landscaping company in Illinois means understanding the different types of licenses you may need, depending on your services. Here’s a breakdown:
a. Landscape Contractor License
Illinois doesn’t mandate a general “landscaping license” at the state level for contractors. However, if you apply for restricted-use or general-use pesticides, you must have a state license to work as a landscaper in Illinois. Some local municipalities (like Chicago or Naperville) may also have business or contractor licensing rules, so it’s crucial to check with your city or county clerk.
Three tiers of landscaping operations based on the size of land you maintain:
- Small residential areas (1 to 5,000 square feet) – Ideal for individual homes or small properties.
- Medium-size contracts (5,001 to 15,000 square feet) – Includes neighborhood parks, small commercial plots.
- Large-scale properties (15,001+ square feet) – Think golf courses, schools, or commercial landscapes.
b. Pest Control
If your landscaping service includes spraying herbicides or pesticides, then you’ll require a Commercial Applicator License from the Illinois Department of Agriculture (IDOA).
To get this license:
- You will need to Pass an Exam plus the Ornamental & Turf category exam.
- Attend mandatory pesticide safety training and more experience.
More info and applications are available here: Illinois Department of Agriculture
c. Nursery Dealer or Nurseryman License
Selling plants, trees, or shrubs? If yes then, You’ll need a Nursery Dealer License (for resale) or a Nurseryman License (for growers).
Apply through the IDOA Plant & Nursery Program:
Apply here for getting Nursery Dealer Certificate Crystal Reports – Registration Form.rpt
Apply here for getting Nurseryman Certificate 2005 Nurserymen’s Certification form.xls
These licenses help the state track and regulate plant health, ensuring you’re not distributing infested or diseased stock.
Other Legal Requirements
Whether you’re maintaining residential properties, designing commercial landscapes, or specializing in hardscaping, having the right insurance safeguards your business against common risks and liabilities.
a. Surety Bond
Although not necessarily required, some contracts or municipalities may ask for a Surety Bond to ensure project completion.
Typical bond amount: $1,000 (may vary depending on the project size or city requirements)
b. Insurance
Even if you’re starting small, insurance is a must. Here’s the basic insurance coverage you’ll likely need:
1. Worker’s Compensation
Worker’s compensation insurance is for Illinois landscapers with employees. Average cost per employee is approximately $10,370 annually.
This coverage provides-
- Medical care for work-related injuries.
- Last wage replacement.
- Death benefits.
- Rehabilitation services.
- Legal protection against employee lawsuits.
2. Property Damage Coverage
$50,000 per incident
3. Medical Payment Coverage
$5,000 minimum recommended
Additional insurance
- Tools & Equipment Insurance (inland marine)
- Commercial Auto Insurance
- Commercial Property Insurance
- Commercial Umbrella Insurance
This protects your clients and business. Gives your clients confidence in your business & professionalism.
c. Business Registration
You must register your business with the State and secure a business license from your local city or county government.
To make your landscaping company legal, register your business with the Illinois Secretary of State and obtain an Employer Identification Number (EIN) from the IRS.
Steps:
- Choose a business structure (LLC, sole proprietorship, etc.)
- Register your business name and get your Certificate of Good Standing (if applicable).
Visit the following link to get EIN application: Get an employer identification number | Internal Revenue Service
Important Government Links & Resources
Below mentioned sites offer licensing forms, fee structures, renewal timelines, and contact information:
- Illinois Environmental Protection Agency (IEPA) – For chemical use guidance and environmental compliance.
Visit EPA to learn more about Illinois Environmental Protection Agency.
- Illinois Department of Financial and Professional Regulation (IDFPR) – For checking if your work involves additional trade licensure.
Visit the following link to know more about IDFPR: Illinois Department of Financial & Professional Regulation
Landscaping Associations in Illinois
Joining a local landscaping association can be proven beneficial, from networking to certifications. Consider becoming a member of Illinois Landscape Contractors Association (ILCA).
Website: Landscape Illinois Professionals Association
Here’s what they offer:
- Workshops and seminars.
- Connection opportunities.
- Certification courses.
- Industry updates and lobbying efforts.
Notes to Remember
- Licensing Cost: depends on license type and which exams to take for these licenses.
- Timeline: Some licenses take 2–4 weeks to process. Apply fast for early approvals.
- Renewals: Most licenses in Illinois need to be renewed annually.
- Training: necessary for handling pesticides and some nursery practices.
Obtaining the necessary certifications & licenses not only demonstrates your competency but also helps establish credibility & trust with clients.
